Monthly Archives: April 2011

Finally!

Back in the beginning of February, we noticed that a stock we’d been wanting to dump had suddenly exceeded in value the amount we had left on our mortgage. We took a deep breath and sold the stock ( I should point out that the stock has not been that high since; whee!). A week later, the money in our account, we transferred the funds to our mortgage holder. That was February 8th. The transfer was official the next day: we were debt-free.

We waited … and waited … and no paperwork was forthcoming. We had no proof, except that I could no longer access our mortgage account online, that it was paid in full. A few weeks later, we received our escrow account money. A good sign, but still no piece of paper. I called the bank after a month, and they told me the information had been sent to our County Clerk for recording but it sometimes takes sixty days to get all the paperwork processed.

I wait another month. Still nothing. The bank tells me we should have heard from the County Clerk’s office, the County Clerk says “Oh no, we’re not responsible for that! But the deed transfer was recorded on March 8th.” Good to know. Back to the bank. They put in a request to search for the documents sent from the County Clerk.

So the bank, apparently, wasn’t aware that they were responsible for sending their client a document releasing their client from their mortgage. I guess it just doesn’t come up very often these days. In the meantime, I called our insurance agent to let them know we owned the house now (the bank doesn’t do that either). I won’t go into everything else the bank messed up with our accounts. Suffice it to say, they make you pay in non-monetary ways for paying off their loan. They made everything right in the end, but I dealt with a lot of hassles.

Finally last week, a copy of the release came in the mail. I almost brushed it off as junk mail, because the sender was an unknown entity. Why it has the seal of a notary public in Arizona on it is beyond my comprehension, but it has the seal of the bank, the seal of our County, and a description of our property as we know it. Therefore, I will now conclude, that we are the proud owners of our house. Windhaven is officially OURS!!!

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Will it ever rain?


It’s already mid-April and we’ve had no measurable rain for the month. We haven’t had an inch of precipitation since the freezing rain/snow fall on February 1st. Ouch. The beautiful floral display from the bulbs (these are some of my rescues) lulled us into expecting the blush of Spring.

That blush started but, with the increased demand on soil moisture, and the high temperatures and low humidity causing an increase in evapotranspiration, we’re starting to see a die back. This poor catalpa just can’t sustain all the new growth. Don’t worry, I’ll give it supplemental water, but the die back happened almost overnight. Speaking of overnight, our last freeze was March 15th a good two weeks early. The warm temperatures make me wish the deer fence was in place but I dare not plant anything until the voracious deer are excluded.

I am at least making progress on the fencing. I’ve moved the gate from the East end of the house to the back patio. The fencing will be six feet high under the overhang.

All the posts are now laid out, with all the corners in place. The post hole digging has been slow in spots because of the very dry soil. I go around with a big watering can, start a hole, give it a good watering, start another while the first one soaks in, water the second one, go back to the first one … you get the picture. It’s tedious, but I’d rather dig them by hand than risk killing a spade foot toad with an auger. I know, I know, I could still injure a toad with a hand tool, but at least there’s more of a chance that I’d scoop it out. Anyway, I’m hoping to have the rest of the posts installed this week, and install at least some of the fencing next week before I head to Wichita, Kansas for another agility trial. If all goes well, I should have the fencing complete by May, in time to at least plant basil, peppers and melons, then get the new gardens ready for the Fall planting season.